When I posted this story last week, I started by saying it needed more press. Well it made it to the front page of the Sun, but it seems to read like a good news story. The province saving money be “recovering health care costs”. What’s wrong with that?
I mentioned my concern that the Province could sue if you have an accident, to cover your medical costs. Not sue you (you are insured), but sue anyone who might be “at fault”. Of course they don’t have to prove the person is at fault, just make a compelling enough case that your insurance company pays them off to go away (“settles out of court”). If the person being sued has insurance. Anyone who has heard the frightening stories of tort-law craziness in the States should be looking at this.
I know what you are saying: if it is someone’s fault, they should pay! I explained in my earlier post how that person may be someone who you wouldn’t hold at fault, but the government might. My “exaggerated” examples were the company that runs a Mountain Bike Park that you like to use but where you crashed, or your grandmother if you slip and fall on her porch while shovelling it. I thought they were slightly silly examples that effectively made the “skinny end of the wedge” argument.
In fact, look at the story from the Sun:
“…a slip and-fall incident resulted in a $63,000 recovery and a mountain bike accident resulted in a $53,000 recovery. “
Yikes! They were way ahead of me. My exaggeration has failed to anticipate reality!
Do you have a business where the public may enter your store? Do you coach a softball team? Do you volunteer in a cycling organization? Sell bicycles? Manufacture or sell any product that might hurt someone if used incorrectly? Ever leave your house?
You should be very concerned about this.